I am a man on a mission to rid Albuquerque of all trash.  I am so passionate about this cause that I have started a not-for-profit company to help me raise money.  It takes money to make things happen these days.  There was a day when all it took was some elbow grease and couple of good hands, but those days are gone.  Well back to the subject, first, I want to clean the streets of empty beer bottles and cans.  This filth looks disgusting and it is also profitable.   This can keep operations cashflowing while using donations to spur other projects.  I call these phase two projects.  Such as clearing debry like junked cars and bums that seem to accumulate in alleys.  We will need to purchase a tow truck and some guns to accomodate these projects and get them off the ground.  I am super excited, unfortunately, I think I am going to have make the initial investment.  My credit sucks, so I think I’m going to have to find creative financing!

One of my buddies did something similar  He lives in Vista Encantada. He told me to get a car title loan to make my dream come true. He said they offer no credit check loans! The business is called Car title loans in Albuquerque, but car title loans are also called auto title loans. I guess applications take two minutes to fill out. This car title loan saved me this time.  It’s like fast cash when I’m in a pinch or need it right away.  All I needed was a source of income.

By the way Albuquerque is near Rio Rancho, Los Lunas, Edgewood, Placitas, and Belen.

I moved our family to a small apartment this year because our house went into foreclosure. With equity debt, no health insurance and a job loss, there were no other options.  We sold off all kinds of stuff in a garage sale: clothes, furniture, kid’s toys, electronics, Christmas decorations. The new apartment just didn’t have enough space. 

Even after all that, money is tight. And we have bad credit for the next 7 years.

I don’t want all that to ruin Christmas for the kids this year. With just an extra $200, we could go to thrift shops and get decorations for a house plan, some creative gifts and maybe take a trip to Tucson to see our cousins.  Last week I saw a car title loan store on N. Jones Boulevard, and that got me thinking about the minivan, paid for already in 2007.  I didn’t go inside, but went on the Google and searched “car and title loans.” I found Albuquerque Car Title Loans.  I didn’t have to stand in line, I just did it completely through an online application.  

That took about half a lunch hour to do, and the next morning the money was in my checking account.  Now we’re looking forward to Christmas because of this fast cash.

The thing about car title loan companies is they respect your collateral and don’t require a credit check.  Sometimes you need the money fast to know how you’ll handle life’s complex situations.

- Gaston V.

I live near the University of New Mexico in downtown Albuquerque and work near the San Gabriel State Park.  It’s about 4.5 miles each way and I started doing it by bike instead of car this past spring.  It’s great, but it took some financial footwork to get the bike I needed for it.

The bike I needed for regular, daily commuting in all kinds of weather cost about $1700.  But due to some problems I had in 2006, I had to declare bankruptcy in 2007.  That means I not only have bad credit, I have no credit cards and most extra cash is spent on cleaning up those problems from 2006. 

But I knew the bike would be healthy for me and my wallet.  So I went on Yahoo and searched for “cash for car title loans” and “no credit check loan” and “fast cash.” There I found Albuquerque Car Title Loans. No storefront operation on Central Avenue necessary for this. It’s all done online. The online application took only 15 minutes – and I discovered even my 2001 Ford Focus could get me the $1700, no sweat.  

The money is sent by electronic funds transfer to your checking account in one day, so I had the bike the following afternoon. The next week I started biking to work. In six months of biking, I lost 20 pounds and was able to quit my (unused) gym membership because I was losing weight more this way. Gas savings is something like $80 per month.

The car title loan was a stroke of genius.  These savings covered the cost of the loan in the first month.

– Kerri T.

Car title loans in Albuquerque is my saving grace.  I have to tell you how I turned to a car title loan to get me out of trouble.  I was stuck in rush hour traffic and I was feeling very stressed at the time.  Mostly work related and the wife was in her monthly mood too.  So I had some steam to burn and I really didn’t want to be in rush hour traffic.  I ended taking the shoulder lane and gunned it past the nearly parked cars.  I had made it a mile or two when I blew a tire.  There must have been something in the shoulder lane.  I bet it was some shrapnel from another accident.  Anyways, my flat tire caused me to swerve into the median the blocks oncoming traffic.  I ruined my car.  It is totaled.  I think I had to be going 55 mph when I hit the wall.  Thank god I didn’t hit another car.

Anyways, I now need money to pay for the tow and fines.  I have insurance on my car, so I just need some fast cash to get the rest paid.

I heard about car title loans and found out that they have a car title loans in Albuquerque now.  I went to the website because I don’t have a car and found out that I can do everything on the car title loans website.  There is an online application that took me a few minutes to fill out.  I also had the option to use live chat or call for customer service.  I didn’t need to because I figured it out.  They didn’t even run a credit check on me.  I guess its as simple as a car title loan for your car title.  You can use your car or truck.

My wife used to ride with me to work when we both commuted to Lee Acres from our house in Los Griegos.  It was very convenient, but she lost that job last January.

In the months since, we earned bad credit and ran through our savings and credit cards.  So it was a relief when she found her new job in Buena Ventura. 

So we now need two vehicles. But with our poor credit rating, a no credit check loan is our only option.

The solution was to cut our SUV into two pieces, figuratively speaking.  I did a Yahoo search for “fast cash” and “car cash title loans.”  That’s where I found Albuquerque Car Title Loans.  Our Chevy Suburban is good for at least a $2500 loan, a healthy down payment on a 2000 Chevy Monte Carlo.  Problem solved! 

Getting the loan through an online application took only 20 minutes. This is not a store somewhere on Central Avenue, I’m pleased to report. The money was in our checking account the next day and Albergina had her Monte Carlo in three days — just in time to start her new job.  An “credit car” title loans company is a pretty smart scheme for financing a second car when you really need one. 

- Evan F.

Heres’ my story. Since January, my company closed up, I immediately developed bad credit scores, and was so short on cash I ended my gym membership.  So poop happens.  Things will turn around eventually.  Then a buddy from college called to offer me a two month contract with his company in Philadelphia.  So that was great, but with no money for airfare how as that going to happen?  I didn’t even have a credit card that would work, but of course I didn’t tell him this.

I’m a marketer, so at least I’m creative.  So I searched online for the words “fast cash” and found Albuquerque Car Title Loans, where I could use my Volvo for collateral.  The car title loans people said my car was good for a $7000 loan.  OK, that was more than enough.  Next, I found airfare for $540 round trip. I borrowed $2000 to cover me for the time in Philly (no hotel, was staying at my friend’s house), knowing I’d come home with a pile of money for the work.

The best part is Albuquerque Car Title Loans is nothing like those you see on Central Avenue.  You do it through an online application, which is approved in ten minutes.  Funds are sent to your checking account the next morning. In three days, I was in the City of Brotherly Love, working again (how about the City of Getting Back on My Feet?).  Paying off that loan was a no brainer.

Car title loans in the current economic situation are a very smart option, a good back up.  

- Rex S.

I can hoop it up, just like Reggie Theus used to do back in the day. Unfortunately, my body more often than not, doesn’t want to zig or zag when I want to. It was probably my ego getting the best of me, but I wanted to show that young buck how to take someone to the hole. If I had the hops, I would have dunked the ball, but I was never able to jump much, so I produced a sweet finger roll, came down, and that was the game for me. Yes my dear, I sprained my ankle really bad.

I tried all the usual methods, tightening my shoelaces, elevating my foot, and when those didn’t work, lots and lots of ice. Fearing the worst, I went to the acute care center, and they took some pictures of the ankle, confirming what I already knew, and told me the usual, rest and ice, take some Ibuprofen for the swelling.

No biggie, and in a week I was back balling it up again. I get home later that day, and my eyes must have popped out of my head when I opened the bill from my ankle injury. My first thought was, “how was I going to pay that?” My savings was barren, and forget about getting a small bank loan. Luckily I was able to find a great place for a auto title loan. Albuquerque Car Title Loans really helped me out. They answered all the questions that I had, and their online application was very easy.

Albuquerque Car Title loans make it an easy and simple process to pay my bill on time.

Carl R.
Paradise Hills, New Mexico

On most things I’m pretty decisive.  But where it comes to health and money I sometimes waste important, valuable time.

Because our mother died of colon cancer, my sister and I get colonoscopies every three years. That worked fine when I worked for a big company with good medical insurance benefits.  But I was laid off from my job in 2006 and was unemployed for a year before finding another one in Los Lunas.  They don’t offer health insurance.  So now I am at four years past my last colonoscopy (I had two polyps then), with bad credit and no extra cash to cover the cost of the procedure, which is around $2500.

Much as I tried to not think about it, I had a bad dream that woke me up one night.  So I went online to see if I could find some fast cash somewhere.  Google took me to Albuquerque Car Title Loans, and they told me my Subaru was worth $4000 in loans.  I didn’t hesitate then: I filled out the online application in 20 minutes and was approved in an hour.  I called my doctor that same day to set an appointment.

The good news is I’m cancer free.  What a relief!  Now that I’ve been through that I’m looking for a new job, one with better benefits. A vehicle title loan in these circumstances make all the sense in the world.

- Francisco G.

When the housing market was crazy, I decided to become a real estate agent.  And for a couple of years it paid well.  But with the meltdown of the economy, I’ve decided I can’t weather these ups and downs.

I’ve decided to reinvent myself.  I like new things and really am interested in becoming a massage therapist.  It will require retraining, but I’ve already found a school where I can begin to work on my certification.

But I’m not a member of the WalMart family. (If I were, would I be living in Kirtland Addition?)  I fell behind on my credit cards and now have bad credit. I am working temp jobs, but there is no money left for classes.

A friend told me to consider the value of my car.  As it turns out, it can be turned into cash without selling it — you just go for a instant car title loans store.  It’s on the internet - you fill out an online application with Albuquerque Car Title Loans.  Takes all of 20 minutes to do.

I was able to sign up for classes in a day. The money arrives that quickly.   This solution to my cash flow problem really worked!  No one is slowing this girl down, not even a bad economy.

- Trebetha U.

My husband jokes I moved to Albuquerque from Las Vegas because I’m not a gambler.  And he’s right about that (I also did it to marry him).  But clearly, I’m not one to risk money and possessions.  So it was a surprise to a lot of people that I would get an auto title loan to cover an unavoidable expense.  

And, I’d do it again if I had to.

My husband had a construction site accident in 2006.  Because he has lingering injuries he’s not able to work.  He’s non union so the disability he had was not very much.  He’s able to take care of the kids while I work, so that has some pluses.  

Fortunately I work and our family is on the company health insurance benefits program.  But that has been disappointing lately too. My co-workers and I have had to pay much higher premiums the past several years. We are responsible for bigger deductibles and co-pays, meanwhile, premiums are going up rapidly and we’re paying a greater percentage of those. Costs to our family rose in two years by more than $350 per month.  

Andy is on medications for pain, and recently an operation was undertaken to help ease that.  To my shock, our out-of-pocket costs came in at $3800. We did not have this cash sitting in a bank or under a mattress anywhere. We also had used much of our home equity to renovate a kitchen and a bathroom in 2005.  Given the current economic state, the bank had no interest in extending the size of that loan now.  We technically have “bad credit” because of all that’s happened  We actually considered selling our house, but realized we’d owe $30,000 on it after the sale if we could find a buyer at all.  Who needs to be homeless with a $30,000 bill?

So it came down to the idea about the car title loan.  It was a way to cover the medical bill and help bring back our credit rating.

The source for fast cash was Albuquerque Car Title Loans.   You go online and there it is.  The online application takes about 30 minutes or less to complete.  You get your money in your checking account the next day.  It’s a vehicle title loan company I would use again if the situation called for it.  

- Karolyn L.